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Final Expense Insurance is the easiest way to make sure that you have covered the cost of your funeral and final bills for your family.

Nobody wants to talk about it but dying is expensive! The average funeral ranges between $10,000 to $12,000 in 2020. And the average cremation is between $3,000 to $6,000. 

If you have the cash put away for these expanses, then you might not need a Final Expense plan. But if you don’t have the money right now, you are gambling with your loved ones. They will be responsible for the bills if you leave them money behind or not. 

Here is a few FACTS you need to know:

Guaranteed Rate

Your Rate will not increase as you get older or if your health declines.

No Expiration

As long as you make your payments, your policy will remain active.

Guaranteed Coverage

Your coverage amount will not decrease due to age or health.

No Exam Required

Most insurance companies only require a Prescription history check and Medical history check.

Tax Free Benefit

Life Insurance most of the time is not taxed when it's paid out. If you have a $10K policy, that is the amount your beneficiary will get.

30-Day Free Look

You have 30 days to decided. If you don't like something about it, return it. Full refund & no questions asked.

Let's get you a quote now, no phone # required

We will send you a quote for $10,000, $15,000 & $20,000 in coverage. If you need any other amount quoted please add them in the comment section.

Get A Quote


You have 30 days to decide if you want to keep it. If you don’t like your policy, you can just return it and you get a full refund. No questions asked!

That depends on the company we choose, the coverage amount you need and of course your health questions answers on the application.  

We can, but we will be limited by the options we have. Most Insurance companies don’t allow sales over the phone. By choosing to do everything over the phone you are eliminating some of the most affordable companies we can use.

On average we are in and out in about an 1 hr. That’s from start to finish. We like to keep it as simple as possible. 

If you do NOT have the money (around $8,500 for a burial or around $3,500 for a cremation) in the bank right NOW to take care of your final expenses, then you need a policy. 

It is just the amount of coverage that you get. A burial plan is $10,000 in coverage or less, it’s just used to cover the burial cost itself. Anything more then $10,000 in coverage we call a Final Expense plan because you will use the money for other bills that are left behind which are your Final Expenses. Both plans are “Whole Life” and everything else is the same. 

Speak with your local agent

Daniel Vujinovic
Daniel - Senior Agent

For general questions please send us a message...

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