Average Cremation Cost in 2020 is $3,000 to $6,000. These costs vary widely based on where you live and a wide variety of services you can choose from. The funeral industry are like car dealerships, you can buy a KIA or you can buy a Range Rover.
Pre-planning for events you know will occur is the smart thing to do. Your family will have to arrange everything in a short amount of time, so you want them to have your guidance on what you want and you want them to have the money to pay for it.
If you’ve ever helped arrange a funeral, you know even the most basic funeral expenses can be difficult to afford. If you went into the process with a budget and you already know what services you want, you can offer your loved ones the time to do it right.
One of the best ways to control these costs is to plan ahead by knowing the average costs of the items or services. Once you know the costs, you can decide which items are must-haves, which would be nice to have, and what you can do without.
I will help you discover the actual average costs and how price shopping can help you keep the cost of a funeral under control. Families can overspend by hundreds, even thousands of dollars when purchasing funeral arrangements. Overspending is common for several reasons:
- The emotional impact of losing someone can cloud judgment.
- There are often pressing time constraints.
- Many on-the-spot decisions must be made.
- Most families have no prior experience in funeral planning.
- Funeral homes and cemeteries are business and they have bills to pay. They are salesmen like any other business so your family might get sold on services that you did not care about.
One of the main ways families can save is by shopping for the funeral services and items they want. Most consumers don’t think about shopping around for funeral expenses, but it’s important to understand all of your options before purchasing anything or selecting a funeral home.
There is nothing wrong with shopping around for funeral services. The sense of shame we have when we think about wanting to shop around to find a better price need to be eliminated. Funeral homes are Businesses just like Walmart or your local Ford dealership.
Here are some tips to save money
Contact several funeral homes in your area to get a range of prices for the services you’re considering. Funeral homes are required to give you general pricing information upon your request.
Some funeral items, such as caskets or liners, can be purchased outside the funeral home. You can buy these even on Amazon and Walmart. Price shopping and providing certain items from a third party, families can often save thousands of dollars without sacrificing any final arrangements.
Another way to save on funeral costs is the embalming process. The Federal Trade Commission says there are no states that require routine embalming for every death. There are regulations related to preserving remains prior to burial or cremation.
If you choose direct burial or cremation, you may be able to eliminate embalming altogether.
After you hire a funeral home for funeral services, you don’t have to take advantage of their in house visitation and memorial services, unless this is something that is important to the family or deceased.
Also, memorials can be held at a private home or a place that held special meaning for the deceased.
How Much Does a Funeral with Cremation Cost?
The National Funeral Directors Association estimates the average cost of a funeral with cremation at about $6,000. The Average Cremation cost in 2020 can range from $1,000 to $3,000 on the low end and as much as $3,000 to $6,000 and up depending on what options you select.
According to the 2018 NFDA Cremation & Burial Report, cremation rates are projected at 53% and is projected to reach 70% by 2030. As more consumers choose cremation, prices will continue to increase.
Low Cost or Low-Income Funerals
Many people struggle with the high cost of funerals and can’t always afford what the funeral home will charge. A funeral home’s least expensive option is usually a Direct Burial. Having a direct burial means the body is not embalmed and there is no visitation.
Another option is direct cremation, which is essentially the same as direct burial, except the body is cremated not buried. Both options are more affordable for families looking for a low-cost funeral and usually, cost several thousand dollars less.
If you would like a Free No-Obligation Final Expense Quote, you can fill out the next form and I’ll email it to you.