2020 Medicare Annual Enrollment Period

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If you are new to Medicare or you have been a beneficiary for years, we all know this year will be different due to Covid-19. The 2020 Medicare Annual Enrollment Period is right around the corner and this article will set you up for every step you will need to take. 

For this article I’m going to assume you understand how Medicare works. If you do NOT understand 100% how Medicare works, please read my article “Medicare in 10 min“. It is important that you understand the system before you make any changes. This is your coverage and you want to make sure it does it’s job!

NOTICE: Medicare Supplement Plans (Medigap)

If you have Original Medicare and you also purchased a Medicare Supplement Plan which is also know as Medigap policy, the 2020 Medicare Annual Enrollment Period does NOT apply to you. 

You do NOT have enrollment periods to which you have to adhere to if you want to switch your Supplement plan. You can switch at any time during the year, as long as you can get approved for a new plan. If you would like to find out more about Supplement plans, you can read my article “Which Medicare Supplement Plan Should I Buy“. 

What To Expect This Year Due To Convid-19?

All insurance companies and agents are working hard to help you get it right. This year it will be a little different because most agent will most likely be working from home due to the restrictions set forth by our companies and state governments. 

I know you might be thinking that Oct is still months away but most companies are planning on setting limits and restrictions on home visits. We are working hard to make all the electronic selection processes as simple and secure as possible for you. If you have any questions about this, you can send me an email info@freeseniorquotes.com or give me a call (813) 842-1421

Who is the 2020 Medicare Annual Enrollment Period For?

The name “2020 Medicare Annual Enrollment Period” is somewhat misleading. because It’s not really an enrollment period but more of an Elections Period. This period is for people who have a Medicare Advantage Plan or Prescription Drug plan but they want to change to another plan for next year.

When is the Medicare Annual Enrollment Period?

The “2020 Medicare Annual Enrollment Period” is EVERY year from October 15 to Dec 7. Whatever changes you make to your plan during this time will start on Jan 1st 2021. 

What Can I Do During The Medicare Annual Enrollment Period?

  • Drop an Advantage Plan and return to Original Medicare
  • Elect to change from one Advantage plan to a different one
  • Change from Original Medicare to an Advantage plan
  • Elect to change from one Part D prescription drug plan to another
  • Cancel your current Part D plan
  • Pick up a Part D plan if you currently do not have one


Again, any changes you make during the AEP will go into effect on January 1st of the following year.

How Many Times Can I Make A Change During The Medicare Annual Enrollment Period?

You can make as many changes as you want. The LAST change you make before 11:59 pm on Dec  7th is what will stick and become effective January 1st of the following year. You should definitely shop around to find yourself the best plan which is available in you area. I have access to some of the best and biggest names in the insurance industry so you can feel comfortable that the choices you make are the best for you. If you would like to Book An Appointment with me, please CLICK HERE

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If you live in Pasco, Hernando, Citrus, Pinellas, Hillsborough, Polk or Sumter counties, you can schedule an in-person appointment with me to discuss your Medicare options. Give me a call at 813-842-1421 or Click Here or the picture below to schedule an appointment on our website. Thank you 

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